Where Does the Blame Lie?
In dealing with people concerning their finances and money, it is apparent that many people tend to blame systems or strategies. They seem to think that they really know exactly how the economy works, and if they are falling short of their goals and expectations, then the economy should be blamed. Granted, the economy will tell a great deal concerning our financial progress, but it is something much greater in depth than that.
The financial institutions to drain money from your account each month. The credit card companies charge you exorbitant fees for their services. Mortgage companies, car dealerships and a host of other financial organizations do take your money, for which you have no control over, right? WRONG! You can become educated in the art and science of money management. You can learn how to hedge yourself against undue money loss, and actually begin the process known as wealth recovery.
How do you start this process?
http://www.moneyteleseminars.com
You go to the site listed above, and you signup for the myriad of free newsletters that I offer. You actually take the time to read, absorb and learn from the information I am providing you AT NO COST!
Are you willing to be proactive today, and simply say that you really do not understand the economy, how it works, or why you are not able to recover your wealth and thrive. And yes, I am talking about this can help you even in today's wilting economy. The information I provide, both in audios, videos, newsletter and radio programs, will empower you to be able to grasp a firm grasp on the problems that you are now having, and can serve as a road map to your eventual recovery. Money Talks talks to you in a way that nothing that you have ever seen on Google can do. It will provide you with real benefits and solutions to your money questions.
It is time to stop blaming the economy, and begin to learn what you need to know to make a difference in you, and your family's future. That is my goal with Money Talks.
_________________
Dr. Raymond Jewell-Senior Economist
Money Talks
Financial Freedom Radio
Sunday, August 9, 2009
Saturday, August 8, 2009
Money Talks
Let's talk about "Mindset".
What I mean is, are you part of the 90% mindset? Statistically "if 10% of the people in the world control 90% of the worlds wealth this proves that the financial institutions, financial planners, and many accountants are wrong otherwise the 90% would be in control". What is your mindset? If you are part of the 90% you will want to change it quickly. If you are part of the 10% you need to stay put.
This newsletter is to the 90% mindset but if you are in the 10% then you at least know that you should continue to stay focused on your wealth creation strategies. The majority of the people are in the 90% mindset and are usually confused as to how to get out. They listen to the financial people with confusion understanding that what they are saying is not working but don't know where to turn.
Our MoneyTeleSemianrs.com with give you the solutions to your answers and more. Changing a mindset has to take commitment and desire therefore you need to be committed to putting your financial future in a positive frame instead of the negative mindset that comes from the financial institutions. We have just seen a massive shift in our world economy that will cause people to have to operate on a whole different playing field making financial planning obsolete.
The future focus is not on financial markets but on true wealth creation principals which the financial planners of the world don't understand. We are economist that look at the financial world through a economic holistic grid, using economic simulators that enable us to see the future before it occurs. When we do this we can see the flaws before they happen and prepare for the changes.
Your financial future can either be bright or dismal, you're choice, but by reading and listening to good sources of information you can change your "mindset" and be a winner in the future economy. Future MoneyTeleSeminar.com Newsletters will give you insights that will make you think about your financial future and then give you resources to put you on a positive path.
Thanks for reading,
Dr. Raymond Jewell, Senior Economist and Chief Instructor.
Thursday, August 6, 2009
Money Talks-Responsibilty
Responsiblity
It should go without saying that what you do with your money, how you grow your money and what you choose to do with that money, really comes down to responsibility. You are the ultimate controller of your money. If that situation does not reap positive rewards, then its not the fault of the business that you work for, or your local bank, but rather that responsibility falls directly on your head.
Money Talks is designed to provide you a road map to taking responsibility for your actions regarding money, finances, financial institutions, and the laws that govern these processes. I am not here to sell you anything, but rather have a calling in providing you valuable information that you can use in your online journey with income.
Will you take responsibility and view Money Talks? Will you decide to signup for the newsletters that will help you understand more about money and your financial future? I trust that you will make a positive move today, and visit the sites listed below.
_________________
Dr. Raymond Jewell-Senior Economist
Money Talks
Financial Freedom Radio
It should go without saying that what you do with your money, how you grow your money and what you choose to do with that money, really comes down to responsibility. You are the ultimate controller of your money. If that situation does not reap positive rewards, then its not the fault of the business that you work for, or your local bank, but rather that responsibility falls directly on your head.
Money Talks is designed to provide you a road map to taking responsibility for your actions regarding money, finances, financial institutions, and the laws that govern these processes. I am not here to sell you anything, but rather have a calling in providing you valuable information that you can use in your online journey with income.
Will you take responsibility and view Money Talks? Will you decide to signup for the newsletters that will help you understand more about money and your financial future? I trust that you will make a positive move today, and visit the sites listed below.
_________________
Dr. Raymond Jewell-Senior Economist
Money Talks
Financial Freedom Radio
Wednesday, August 5, 2009
Financial Markets-Are They the Answer?
Are Financial Markets The Answer?
I was listening to a very prominent financial TV personality speaking about how to win financially and was appalled at what I heard. This individual was telling listeners to continue to put their money into financial markets and to risk their whole financial future in financial markets.
Now what is wrong with this thinking? Well we just saw financial markets drop dramatically and cost people trillions of dollars in life savings. Even 60 Minutes, the prominent TV show ran a recent segment on the problems with 401k's and Mutual Funds. [You can see the segment at www.FinancialFreedomRadio.info] Financial markets have historically cost people millions of dollars and many over time have lost their nest eggs but the financial people and financial companies continue to tell people to put their money into the financial markets. Even the 60 Minutes segment talked about the majority of the people being financially uneducated and that the financial institutions will continue to extract cash from the consumers.
Good financial people should be teaching people to how to build businesses, how to make inflation their friend, how to use their wealth and grow it at the same time. The reason they don't is because they don't know. These people only know how to sell things that make them money, even though they may cost you. They know that what they are saying is wrong, and if they don't then they should not be giving financial advice and should be sued for malpractice.
Watch the 60 Minutes segment and see for yourself what we have been saying for years. Finally someone is listening but its too late. Also come to our MoneyTeleSeminars "Wealth Recovery" Seminar and learn how you can understand the financial institutions and how the miss-lead the consumer. Go to www.MoneyTeleSeminars.com and sign up for the next teleseminar.
Thanks for reading,
Dr. Raymond Jewell, Senior Economist
www.FinancialFreedomRadio.info
Tuesday, August 4, 2009
Money Talks|Debt
Money Talks
1. Americans are loaded with credit-card debt.
The average American household with at least one credit card has nearly $10,700 in credit-card debt, according to CardWeb.com, and the average interest rate runs in the mid- to high teens at any given time.
2. Some debt is good.
Borrowing for a home or college usually makes good sense. Just make sure you don't borrow more than you can afford to pay back, and shop around for the best rates.
3. Some debt is bad.
Don't use a credit card to pay for things you consume quickly, such as meals and vacations, if you can't afford to pay off your monthly bill in full in a month or two. There's no faster way to fall into debt. Instead, put aside some cash each month for these items so you can pay the bill in full. If there's something you really want, but it's expensive, save for it over a period of weeks or months before charging it so that you can pay the balance when it's due and avoid interest charges.
4. Get a handle on your spending.
Most people spend thousands of dollars without much thought to what they're buying. Write down everything you spend for a month, cut back on things you don't need, and start saving the money left over or use it to reduce your debt more quickly.
5. Pay off your highest-rate debts first.
The key to getting out of debt efficiently is first to pay down the balances of loans or credit cards that charge the most interest while paying at least the minimum due on all your other debt. Once the high-interest debt is paid down, tackle the next highest, and so on.
6. Don't fall into the minimum trap.
If you just pay the minimum due on credit-card bills, you'll barely cover the interest you owe, to say nothing of the principal. It will take you years to pay off your balance, and potentially you'll end up spending thousands of dollars more than the original amount you charged.
7. Watch where you borrow.
It may be convenient to borrow against your home or your 401(k) to pay off debt, but it can be dangerous. You could lose your home or fall short of your investing goals at retirement.
8. Expect the unexpected.
Build a cash cushion worth three months to six months of living expenses in case of an emergency. If you don't have an emergency fund, a broken furnace or damaged car can seriously upset your finances.
9. Don't be so quick to pay down your mortgage.
Don't pour all your cash into paying off a mortgage if you have other debt. Mortgages tend to have lower interest rates than other debt, and you may deduct the interest you pay on the first $1 million of a mortgage loan. (If your mortgage has a high rate and you want to lower your monthly payments, consider refinancing.)
10. Get help as soon as you need it.
If you have more debt than you can manage, get help before your debt breaks your back. There are reputable debt counseling agencies that may be able to consolidate your debt and assist you in better managing your finances. But there are also a lot of disreputable agencies out there.
Money Talks, the program designed by Dr. Raymond Jewell, can help you to curb your debt problem. It will not be an easy, nor quick solution, but the benefits that you derive from signing up for the free information found on the sites listed below, will have far ranging effects on your long term growth and stability.
_________________
Dr. Raymond Jewell-Senior Economist
Money Talks
Financial Freedom Radio
1. Americans are loaded with credit-card debt.
The average American household with at least one credit card has nearly $10,700 in credit-card debt, according to CardWeb.com, and the average interest rate runs in the mid- to high teens at any given time.
2. Some debt is good.
Borrowing for a home or college usually makes good sense. Just make sure you don't borrow more than you can afford to pay back, and shop around for the best rates.
3. Some debt is bad.
Don't use a credit card to pay for things you consume quickly, such as meals and vacations, if you can't afford to pay off your monthly bill in full in a month or two. There's no faster way to fall into debt. Instead, put aside some cash each month for these items so you can pay the bill in full. If there's something you really want, but it's expensive, save for it over a period of weeks or months before charging it so that you can pay the balance when it's due and avoid interest charges.
4. Get a handle on your spending.
Most people spend thousands of dollars without much thought to what they're buying. Write down everything you spend for a month, cut back on things you don't need, and start saving the money left over or use it to reduce your debt more quickly.
5. Pay off your highest-rate debts first.
The key to getting out of debt efficiently is first to pay down the balances of loans or credit cards that charge the most interest while paying at least the minimum due on all your other debt. Once the high-interest debt is paid down, tackle the next highest, and so on.
6. Don't fall into the minimum trap.
If you just pay the minimum due on credit-card bills, you'll barely cover the interest you owe, to say nothing of the principal. It will take you years to pay off your balance, and potentially you'll end up spending thousands of dollars more than the original amount you charged.
7. Watch where you borrow.
It may be convenient to borrow against your home or your 401(k) to pay off debt, but it can be dangerous. You could lose your home or fall short of your investing goals at retirement.
8. Expect the unexpected.
Build a cash cushion worth three months to six months of living expenses in case of an emergency. If you don't have an emergency fund, a broken furnace or damaged car can seriously upset your finances.
9. Don't be so quick to pay down your mortgage.
Don't pour all your cash into paying off a mortgage if you have other debt. Mortgages tend to have lower interest rates than other debt, and you may deduct the interest you pay on the first $1 million of a mortgage loan. (If your mortgage has a high rate and you want to lower your monthly payments, consider refinancing.)
10. Get help as soon as you need it.
If you have more debt than you can manage, get help before your debt breaks your back. There are reputable debt counseling agencies that may be able to consolidate your debt and assist you in better managing your finances. But there are also a lot of disreputable agencies out there.
Money Talks, the program designed by Dr. Raymond Jewell, can help you to curb your debt problem. It will not be an easy, nor quick solution, but the benefits that you derive from signing up for the free information found on the sites listed below, will have far ranging effects on your long term growth and stability.
_________________
Dr. Raymond Jewell-Senior Economist
Money Talks
Financial Freedom Radio
Monday, August 3, 2009
Sunday, August 2, 2009
Money Talks
The Power of One
When you consider the power of one, you have before you the world of possibilities. One right decision, can lead you to becoming more productive. One right move in the right direction, can open up the entire world. One positive affirmation said today, can mean the difference between you being depressed, or positive. One right move in the direction of wealth recovery, can mean the difference between you achieving financial independence, or being held in slavery by the financial institutions. The power of one can lead you back to the road that you should be traveling.
Money and finances are not really as big of a mystery as you might perceive. It has to do with your mindset towards those invisible elements that makes the difference. Moving today, and using the power of one, can lead you towards a brighter and more productive path for the long term.
Money Talks utilizes the power of one to the maximum benefit for the ones who make the decision to visit the site: http://www.moneyteleseminars.com and then opting in for the information, newsletters, workbooks and all the offers found on the site.
Dr. Raymond Jewell is the prime example of the power of one. Here is one man, who has a calling to reach over 1 million people over the next few years, with his message concerning wealth recovery and wealth creation. His expectations are great. His methods are proven. His words about money and finances are trusted and respected around the world.
Dr. Jewell spends his valuable time each week mentoring and assisting others in their quest for financial stability and wholeness. He has worked with very high profile people in his thirty plus years of providing solid and far ranging business plans for people who have been in financial trouble. He has taken time to establish himself as one of the most noted business economist working today.
The essence of the power of one fact is that you too, can learn how to recover lost wealth, become educated in the systems that govern the financial institutions, and begin the journey back to financial prosperity and well being.
All that is required on your part today, is to make the power of one theory begin to take shape. Do not put this off, as there is no better time to implement your new strategy for productivity than today. Sign up for the Money Talks Newsletter, and begin your own journey today!
_________________
Dr. Raymond Jewell-Senior Economist
Money Talks
Financial Freedom Radio
When you consider the power of one, you have before you the world of possibilities. One right decision, can lead you to becoming more productive. One right move in the right direction, can open up the entire world. One positive affirmation said today, can mean the difference between you being depressed, or positive. One right move in the direction of wealth recovery, can mean the difference between you achieving financial independence, or being held in slavery by the financial institutions. The power of one can lead you back to the road that you should be traveling.
Money and finances are not really as big of a mystery as you might perceive. It has to do with your mindset towards those invisible elements that makes the difference. Moving today, and using the power of one, can lead you towards a brighter and more productive path for the long term.
Money Talks utilizes the power of one to the maximum benefit for the ones who make the decision to visit the site: http://www.moneyteleseminars.com and then opting in for the information, newsletters, workbooks and all the offers found on the site.
Dr. Raymond Jewell is the prime example of the power of one. Here is one man, who has a calling to reach over 1 million people over the next few years, with his message concerning wealth recovery and wealth creation. His expectations are great. His methods are proven. His words about money and finances are trusted and respected around the world.
Dr. Jewell spends his valuable time each week mentoring and assisting others in their quest for financial stability and wholeness. He has worked with very high profile people in his thirty plus years of providing solid and far ranging business plans for people who have been in financial trouble. He has taken time to establish himself as one of the most noted business economist working today.
The essence of the power of one fact is that you too, can learn how to recover lost wealth, become educated in the systems that govern the financial institutions, and begin the journey back to financial prosperity and well being.
All that is required on your part today, is to make the power of one theory begin to take shape. Do not put this off, as there is no better time to implement your new strategy for productivity than today. Sign up for the Money Talks Newsletter, and begin your own journey today!
_________________
Dr. Raymond Jewell-Senior Economist
Money Talks
Financial Freedom Radio
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